Convert Your Visa Gift Card To Cash (13 Simple Ways)

As nice as gift cards are, sometimes it is better to just have the cold hard cash!

After all, there are so many things that you can use the cash for, and it’s always handy to have a bit of cash on you in case of unexpected expenses.

You may find yourself with a Visa gift card for example, and want to convert it into cash.

In this article, we are going to look at how to convert your Visa gift card to cash, including the various ways that you can do so.

Let’s have a look:

Should You Convert Visa Gift Cards To Cash?

Whether you should convert your Visa gift cards to cash or not is a personal decision, based on what you would rather use the money for instead of the gift card.

How Can You Convert A Visa Gift Card Into Cash?

1. Go to a gift card exchange kiosk to trade it in

Did you know that there are gift card exchange kiosks? These are places where you can take your gift cards, and then receive something else in exchange for it.

You will have probably seen them in supermarkets or general stores – they are yellow and should have some signage telling you what they are.

All you need to do is enter your gift card information (into the kiosk) – it will ask you for specific information such as the long card number on the card, and gift cards often have PIN numbers.

Once you have entered this information, you will be shown some offers that you can choose and then be issued a voucher which you will take to the cashier in exchange for money.

2. Use it to buy a money order

Buying a money order could be a good option for you if you are looking to get some cash quickly, but there are various stipulations for doing so.

For example, not all stores offer this option, so you will have to check in with your local stores as to whether they provide this service or not.

You can use your Visa gift card to buy money orders, and then these money orders can be deposited straight into your bank account.

Please note that it will be flagged if you do this on a frequent basis, so this is something to be aware of when it comes to using money orders.

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3. Convert your Visa gift card to cash by selling it to a website

There are websites out there where you can sell gift cards and they will pay you cash in exchange, so this is something that you could do with your Visa gift card.

Make sure you use a legitimate gift card site as there are a few out there which are not legitimate.

4. Sell your Visa gift card through an app

There are apps out there that you can use to sell your Visa gift card on, but make sure you read through all of the terms and conditions to see if this is the best option for you. After all, they need to make money out of you somehow!

Raise App

Raise App is an app where you can sell your unwanted gift cards in exchange for cash. Be sure to check the reviews though, and the commission rate that they charge.

Prepaid2cash

Prepaid2cash is another app where you can sell your unwanted gift cards. It’s really easy to use too – you need to download the app, scan your prepaid card (they say it will take seconds), the money will transfer straight into your bank account and that’s pretty much it!

5. Sell the card to a friend

If you’ve got something lying around that you want some cash for, one of the best things to do is check-in with the people around you if it’s something that they want!

You can offer it to them at a discounted rate of course, which means that it is a win-win for the both of you, as they are saving money and you are getting some cash in exchange.

Make sure you let them know that you are offering at a reduced rate so that they know they’re getting it for a bargain.

You could ask at work as well, your family, and pretty much anyone if they’d like to buy the discounted gift card off you. People love a bargain!

6. Add it to your PayPal wallet

This is probably one of our favorite ways of converting your Visa gift card to cash, because who doesn’t love Pay Pal?!

Did you know that you are able to add gift cards to your wallet on PayPal? They need to be prepaid for cards of course, but this is great because you can treat it like having money in your PayPal account like normal.

Because of this, you can either use the money to pay for things using your PayPal account, or you can transfer the money to your bank account. Happy days!

How do you add a gift card through PayPal?

So you may be wondering how you can add a gift card through PayPal and get started with it.

Follow these simple steps:

Log in to PayPal
At the very top of the page, click on ‘Wallet’
You should be able to see an option within there which says ‘Link a card or bank’. This is how you will have linked your card/bank
Follow the usual steps that you would take to link a card
When it asks for the card information, simply enter the gift card information

How can I get money off of a gift card through PayPal?

To get the money off a gift card through PayPal, you can either go to purchase something in the way that you usually would and then when it asks how you would like to pay you select the gift card.

Or another way of doing it is to transfer the money to your linked bank account on PayPal.

7. Use your Visa gift card to pay bills

Did you know that you can use your Visa gift card to pay your bills? It’s treated in the same way as a credit card, so don’t forget to include the usual credit card fees when working out the payment amounts.

This is a great way to use the Visa gift card, because who likes using the money in their account to pay bills?!

Liquidate a Visa gift card by paying bills

Just double-check that the company you want to pay the bill for accepts Visa payments (as it’s a Visa gift card).
If it does, then you can use your Visa gift card to pay for any kind of bills that you have!

8. Pay with gift cards instead of cash

This one sounds obvious, but we thought that we would have to include it! You can, of course, pay for things that you are purchasing with a gift card instead of using your cash. We say that this is obvious because it’s kind of the whole point of gift cards.

You will need to check that wherever you are buying they accept these kinds of gift cards when you go to check out.

9. Re-gift your gift cards

A really simple way to get rid of an unwanted gift card is to re-gift it – meaning, if it is someone’s birthday or a similar occasion, instead of getting them a gift you could give them this gift card.

If this is something that you are going to do, you probably won’t want to let them know that this is what you are doing (as some people will feel offended by this), so just make sure it doesn’t say your name anywhere on there and they will be none the wiser!

Don’t feel bad about regifting a gift card, as if it is not something you want then the only other option is to leave it hanging around your house (creating clutter) or just throwing it away, which is wasteful and a waste of money to boot.

If the recipient of the gift doesn’t know that it’s a re-gift then they will be happy to receive a gift card as a present, and you could even direct them to this article if they want to cash it out!

10. Add it to your Venmo account

We love Venmo! Adding a gift card to your Venmo account is a great way to go because we often just think of PayPal but forget about the fees.

If you put the gift card in your PayPal account, you will have to pay PayPal fees. But if you do it on Venmo you won’t have to pay any fees! Although please note that if you select the Instant Transfer option then the usual fees will apply.

How to add Visa gift card to Venmo

So, how to add your Visa gift card to Venmo? It’s really simple – you just need to go onto your Venmo app and select where it says to add a gift card, and then enter the relevant information.

That’s it! If you don’t have the Venmo app, download it now! >>> It’s free!

11. Sell it to a gift card exchange website

There are websites where you can sell your gift card and get another gift card in exchange (or some cash – your choice).

The great thing about this is that you can also sell partly used gift cards as well as brand new ones.

These are some good gift card exchange sites:

Gift card granny

We like Gift Card Granny, and there are a couple of different options when it comes to selling your gift card there.

You need to head on over to the Gift Card Granny website, and then click on ‘Sell Gift Cards’. You will need to search for the brand, so in this case Visa, and select that.

The next step is to enter the gift card balance if you know it. You will then browse through the offers and make your decision on which gift card you want to exchange it with.

It’s not just gift cards that you can receive in exchange on this site, as they also offer cash as well.

CardCash

You can trade your gift card in for a gift card with another retailer that you prefer on CardCash.

You simply need to go onto the website, select the offer that you like, submit your cards, and then wait to get verified and paid.

You don’t just exchange gift cards for other gift cards on this site either – you can choose to get paid in cash (via PayPal, check, or ACH).

12. Use your Visa gift card to buy and resell items for cash

This is an idea that you may not have thought of – using the Visa gift card that you have to buy certain items and then you could sell these items on.

If you had been thinking about buying and reselling items then this is a good way to start doing that because you aren’t using your own cash, so to speak.

Reselling is where you buy something for a low price and then sell it for a higher price. Lots of people like to do this to make money as you don’t have to create or design anything – you are just taking what is already there and selling it on.

13. Shop online with your Visa gift card

This one is simple – use your Visa gift card to shop online! You can use the Visa gift card on a variety of sites to purchase some things that you want or need.

Can You Turn Your Gift Card Into Cold Cash?

Although a Visa gift card is a card with money on it, it can’t always be used in the same way that a normal bank card would.

You can’t therefore just withdraw money from it like a normal bank card, but there are still some other ways that you can get cash from it, which you can read about in this article.

Can You Use A Visa Gift Card At An ATM?

As a Visa gift card is not a regular bank card, you can’t use it at an ATM like you would with a bank card.

Can You Transfer A Visa Gift Card To A Bank Account?

Yes, you can transfer a Visa gift card to a bank account, and there are a few different ways that you can do this.
You could add the Visa gift card to your PayPal or Venmo and transfer the money to your bank account from there.

How to transfer a Visa gift card to a bank account

It’s really easy to transfer a Visa gift card to a bank account, depending on which option you go for.

To add a Visa gift card to your bank account you can set it up on PayPal by doing the following:

Log in to PayPal
At the very top of the page, click on ‘Wallet’
You should be able to see an option within there which says ‘Link a card or bank’. This is how you will have linked your card/bank
Follow the usual steps that you would take to link a card
When it asks for the card information, simply enter the gift card information

Can You Get Cash From A Vanilla Visa Gift Card?

You can’t get cash from a Vanilla Visa Gift card like you can with a normal bank card, but you can use the options that we have spoken about in this article, such as adding the gift card to your PayPal account and getting the cash that way, or selling your gift card on.

How to get cash from a Vanilla Visa gift card

If you’re wondering how to get cash from a Visa gift card – a Vanilla Visa gift card you can do one of the following options:

Sell the gift card on a site such as Gift Card Granny
Add to your PayPal account under the add cards section
Add to your Venmo account

Can I use a Vanilla gift card at an atm?

Unfortunately, you cannot use your Vanilla gift card at an ATM – don’t forget that it’s not a normal bank card so it can’t be treated as such.

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How To Get Cash For Visa Gift Card– Final Thoughts

If you have a Visa gift card and you are looking to get some cash out of it instead, then we hope that this article has given you lots of ideas to do so.

Truth be told, a Visa gift card is one of the better gift cards that you can get because there are so many different things that you can use it for. The problem with some gift cards is that they are too specific and you can only use them in certain places, which often leads to not using them at all.

Even if you don’t want to use the Visa gift card as it is, you can always sell it on or add it to accounts like your PayPal or Venmo and extract it as cash that way.

Question & Answer- How To Get Cash From Visa Gift Card

Can I convert a Visa gift card into cash at an ATM?

When it comes to using cards at ATMs, it’s worth remembering that for security reasons you can only take money out from a card if you have a PIN.

Gift cards don’t have PINs, so you can’t use them at an ATM. You can, however, convert it into cash in other ways and then withdraw that money from your bank account.

How do I transfer money from a Visa gift card to my bank account?

You can’t do a straight transfer from your Visa gift card to your bank account but you can do some of these options instead:

Add the card to your PayPal or Venmo account and then transfer the cash over from there
Sell on a gift card website and then transfer the cash to your account
Go to a gift card exchange kiosk

Can you earn money from selling your gift cards?

Yes, you can earn money from selling your gift cards. We’ve looked at some sites within this article that you can sell them on to.

Can you take money off a gift card?

You can take money off a gift card in the usual way where you can spend money on a gift card, or you can transfer it onto a site like PayPal and transfer it that way.

Can you sell a Visa gift card to another person?

Yes, you can sell a Visa gift card to another person. You have to be careful with selling gift cards online, as some places don’t like you to do it. For example, you will find that a lot of online selling sites don’t like you to sell gift cards there.

Not to worry though, as there are lots of sites which are set up for this purpose.

Can you get cash back from a visa gift card?

You can’t get cash back from a Visa gift card because it’s not a normal bank card that you could get cash back on.

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